Terms of Use

1. Agreement to terms

By accessing or using Workers Defense Pro (“Site,” “we,” “us”), you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the Site.

2. What we are — and are not

Workers Defense Pro is a free informational, marketing, and referral platform focused on United States workers’ compensation and workplace injury topics.

• We are not a law firm. We do not practice law, provide legal advice, or create an attorney-client relationship.
• We are not an insurance company, insurance agent/broker (unless separately licensed and disclosed), claims adjuster, or workers’ compensation carrier.
• We do not adjudicate claims, guarantee benefits, or promise any particular outcome.
• Content on this Site is for general education and advertising/marketing purposes only.

3. Advertising disclaimer

This Site and its communications constitute advertising and marketing for informational and referral services. Partner listings and form submissions may result in contact from third parties. Some partners may pay us marketing or referral fees. Such arrangements do not increase your cost solely because of our referral, but partners set their own pricing for any services you choose.

Nothing on this Site is a solicitation for legal services by Workers Defense Pro. If you need legal advice, consult a licensed attorney in your state. If you need insurance coverage or claims handling, contact your employer’s workers’ compensation carrier or a licensed insurance professional.

4. Informational content only

Articles, FAQs, checklists, and summaries on the Site are general in nature. Workers’ compensation statutes, regulations, and case law vary significantly by state and change over time. Your situation may differ. Do not rely on this Site as a substitute for advice from a qualified professional licensed in your jurisdiction.

5. Lead forms & referrals

When you submit a form, you request that we (and, where appropriate, our network partners) contact you about workers’ compensation information and related services. You represent that the information you provide is accurate and that you are authorized to be contacted at the phone number and email you submit.

We may share your submission with one or more partners. We do not control partner services, availability, licensing, or advice. Any engagement you enter with a partner is solely between you and that partner.

6. No guarantees

We do not guarantee that a partner will contact you, accept your matter, or that any claim will be approved, paid, or successfully appealed. Past illustrations or testimonials (if any) are not guarantees of future results.

7. Eligibility

The Site is intended for users 18 years of age or older located in the United States. By using the Site, you represent that you meet these requirements.

8. Acceptable use

You agree not to:

• Use the Site for unlawful purposes or to submit false, misleading, or fraudulent information
• Scrape, harvest, or index the Site in violation of robots rules or applicable law
• Interfere with security, rate limits, or operation of the Site
• Impersonate any person or misrepresent affiliation
• Upload malware or attempt unauthorized access

9. Intellectual property

Site design, logos, text, and graphics are owned by Workers Defense Pro or its licensors. You may view and print pages for personal, non-commercial use. You may not copy, modify, distribute, or exploit Site content for commercial purposes without prior written consent, except for brief quotations with attribution for commentary.

10. Third-party websites & partners

Links to third parties and partner names are provided for convenience and transparency. We do not endorse every product or service of every listed organization. Review partner terms and privacy policies independently.

11. Disclaimer of warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORKERS DEFENSE PRO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY CONTENT OR REFERRAL. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100).

13. Indemnification

You agree to indemnify and hold harmless Workers Defense Pro and its affiliates from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site, your breach of these Terms, or your interactions with partners.

14. Governing law

These Terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law principles, except where mandatory consumer protection laws of your state of residence apply.

15. Changes

We may revise these Terms at any time by posting an updated version on this page. The effective date will be updated accordingly. Continued use after changes constitutes acceptance where permitted by law.

16. Contact

Questions about these Terms:
Workers Defense Pro
Web: workersdefensepro.com
Privacy: privacy@workersdefensepro.com

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.